End-to-End Collection Automation: From Credit to Cash in One Platform
Eliminate manual work, reduce DSO, and accelerate every payment. CollectDebt.ai unifies credit, invoicing, collections, payments, and reconciliation into one intelligent platform that delivers 35% faster cash flow and 75% lower operational cost.
Manual Collections Are Fragmented and Costly
Most companies still use 5–7 disconnected tools for credit checks, invoicing, collection calls, and payment posting. CollectDebt.ai replaces these silos with one unified AI platform that manages the entire order-to-cash cycle.
15–20 extra days of DSO
Manual processes create delays in payment collection
60% of AR teams doing repetitive reconciliation
Time-consuming manual matching and data entry
$50K+ wasted annually per collector
On manual tasks that could be automated
Missed follow-ups, lost data, and compliance risk
Human error leads to missed opportunities and violations
The Complete Collection Lifecycle in One Workflow
From initial credit assessment to final payment reconciliation, every step is automated and optimized for maximum efficiency.
Credit Management
Automate credit checks and scoring. Use AI to assess risk, set dynamic limits, and monitor exposure in real time.
Invoice Automation
Generate and deliver invoices instantly across channels, email, SMS, or portal. Track delivery, receipt, and follow-ups with zero manual input.
AI-Driven Collections
Engage customers through voice, SMS, or email. Our conversational AI prioritizes accounts by payment probability, negotiates, and sends payment links securely.
Payment Processing
Enable one-click payments via ACH, cards, or gateways. Offer autopay and flexible plans while maintaining PCI DSS compliance.
Cash Application
Match payments to invoices automatically using OCR and AI for 99% accuracy. Reconcile same-day across banks and CRMs.
Dispute Resolution
Centralize dispute workflows, track root causes, and prevent recurring billing errors through analytics.
Reporting & Analytics
Visualize collection trends, cash flow forecasts, and DSO metrics in real time.
Industries We Serve
Financial Debt Collection
Healthcare Debt Collection
Utilities & Telecom Debt Collection
Real Estate Debt Collection
Retail & Hospitality Debt Collection
Financial Debt Collection
Healthcare Debt Collection
Utilities & Telecom Debt Collection
Real Estate Debt Collection
Retail & Hospitality Debt Collection
Powered by Agentic AI
CollectDebt.ai's Agentic AI engine learns from every transaction to continuously optimize outreach, prioritization, and cash forecasting.
Predict payment delays up to 30 days ahead
Prioritize customers by likelihood to pay
Personalize dunning messages by sentiment
Detect compliance risks in real time
Auto-adjust workflows for new regulations
Measurable ROI: Recover More, Spend Less
Faster Cash Flow
Cost Savings
Faster Response Time
Compliance and Security for Automated Collections
Every communication and payment is protected by enterprise-grade security and built-in compliance.
FDCPA & Reg F
TCPA
HIPAA
PCI DSS
SOC 2 Type II
Integration Ecosystem
Plug into everything your finance and CRM teams already use.
SAP
QuickBooks
Xero
Billtrust
Zoho Books
100+ More
End-to-End Automation Benefits
| Metric | Before Automation | With CollectDebt.ai |
|---|---|---|
| DSO | 65+ Days | 30–35 Days |
| Recovery Rate | 40–50% | 85–90% |
| Manual Workload | 60% | 15% |
| Payment Matching | 80% | 99% |
| ROI | 6–12 Months | 3–4 Months |
| Compliance Monitoring | Manual Sampling | 100% Automated |
Deployment in Weeks, Not Months
Implementation is quick and seamless. Go live in under 30 days faster than any legacy AR platform.
Week 1–2: Integrations and data sync
Connect your existing systems and sync historical data for AI training.
Week 3: AI model training on your portfolio
Our AI learns from your specific customer patterns and payment behaviors.
Week 4: Live rollout and compliance validation
Full deployment with compliance testing and team training.
Frequently Asked Questions
It automates the entire order-to-cash process, not just reminders, with AI that predicts payment behavior and enforces compliance automatically.
Yes. We support SAP, Oracle, Salesforce, NetSuite, QuickBooks, Stripe, and 100+ other platforms.
Most businesses are fully operational within 2–4 weeks, including setup and compliance validation.
Absolutely. Every call, message, and payment flow is monitored and logged for full regulatory protection.
Typical customers see 30–33 day DSO reduction, 75% cost savings, and 350% ROI in the first year.
Ready to Automate Credit-to-Cash?
Unify credit, invoicing, collections, payments, and reconciliation in one intelligent platform. Recover faster, stay compliant, and transform cash flow with CollectDebt.ai.