AI Debt Collection Platform
Automate & Accelerate Recovery
Recover debts faster and at lower cost with AI-powered debt collection platform. From virtual voicebots to omnichannel outreach, our platform helps you scale collections while staying fully compliant.
How AI Debt Collection Works
Human-Like Voice Conversations
Our AI agents sound completely natural, using advanced speech synthesis and natural language processing to engage debtors in meaningful conversations that feel authentic and build trust.
Intelligent Payment Negotiation
AI-powered negotiation strategies that adapt to each debtor's financial situation, increasing payment rates by 40% while maintaining compliance with FDCPA regulations.
24/7 Automated Collections
Handle routine follow-ups, payment reminders, and initial contact attempts around the clock. Our system never sleeps, ensuring no opportunity is missed.
Seamless Human Handoff
When complex situations arise, our AI smoothly transfers calls to human agents with full context, ensuring continuity and maintaining the personal touch when needed.
Why Choose AI for Debt Recovery
Lower Costs
Automation reduces manual calling & labor costs by 50-75%.
Higher Recovery Rates
AI ensures fast follow-up and more successful repayment conversations with 40-60% higher recovery rates.
Compliance Safeguards
Rules for FDCPA, TCPA, HIPAA built directly into the workflows.
Scalable
Add thousands of debtor accounts without needing more staff.
Use Cases
Financial Services
Automate first-party collections, reduce delinquency.
Healthcare Providers
HIPAA-compliant virtual agents to manage patient balances.
Utilities & Telecom
24/7 automated reminders and payment negotiation.
Agencies
Scale outreach with AI debt collection platform & automated receivables recovery.
Compliance First
Our AI debt collection system is designed with compliance in mind
FDCPA / TCPA
Automated consent management, calling rules, and do-not-call filters.
HIPAA
Secure handling of healthcare collections.
Audit Trails
Every call, message, and negotiation is logged for transparency.
FAQs
Does AI debt collection replace human agents?
No—AI handles routine and repetitive tasks. Human agents focus on escalations, disputes, and complex negotiations.
What's the ROI?
Clients typically report 40–60% higher recovery rates and 50–75% lower costs per contact.
Is setup complicated?
No. Our automated debt collection system integrates with CRMs, dialers, and payment processors in days, not months.