AI Debt Collection That Recovers More With Zero Compliance Risk
Collect 60% more payments and cut costs up to 75% using AI voice agents trained for FDCPA, TCPA & HIPAA compliance.
Performance Metrics That Matter
CollectDebt.ai delivers measurable results that transform your accounts receivable operations.
Higher Recovery Rate
60%
Lower Operational Cost
70%
Faster Response Time
3×
Manual Collections Are Expensive, Slow, and Risky
Traditional debt collection relies on limited human capacity, inconsistent communication, and fragmented compliance oversight. Agencies often sample just 5% of calls, missing compliance risks, broken promises-to-pay, and revenue opportunities.
Rising labor costs & Agent turnover
High staffing costs and frequent turnover create operational instability and increased training expenses.
Missed follow-ups & Low recovery rates
Human agents miss critical follow-ups, leading to lost payment opportunities and reduced collection effectiveness.
FDCPA/TCPA violations & Audit exposure
Manual processes increase compliance violations, risking costly fines, legal exposure, and regulatory penalties.
Poor customer experience & Low engagement
Inconsistent interactions and limited availability result in poor debtor satisfaction and lower payment rates.
CollectDebt.ai AI Debt Collection Built for Every Industry
CollectDebt.ai automates your entire collections lifecycle from first contact to payment confirmation. Our AI voice agents engage debtors naturally, negotiate repayment, detect intent, and record compliance, all in real time.
Right-party verification
Automated verification ensures compliance and protects against identity fraud in every interaction.
Automated payment negotiation & reminders
AI-powered negotiation and intelligent reminders maximize payment collection while maintaining compliance.
Promise-to-pay tracking
Never miss a payment commitment with automated tracking and follow-up workflows.
Secure payment link delivery
PCI DSS-compliant payment links delivered instantly via SMS, email, or voice for faster collections.
Multilingual support
Engage debtors in their preferred language with culturally sensitive, compliant communications.
CRM & payment system integrations
Seamless integration with your existing systems for unified workflows and real-time data sync.
Financial Debt Collection
Healthcare Debt Collection
Utilities & Telecom Debt Collection
Real Estate Debt Collection
Retail & Hospitality Debt Collection
Financial Debt Collection
Healthcare Debt Collection
Utilities & Telecom Debt Collection
Real Estate Debt Collection
Retail & Hospitality Debt Collection
Financial Debt Collection
Healthcare Debt Collection
Utilities & Telecom Debt Collection
Real Estate Debt Collection
Retail & Hospitality Debt Collection
Financial Debt Collection
Healthcare Debt Collection
Utilities & Telecom Debt Collection
Real Estate Debt Collection
Retail & Hospitality Debt Collection
Compliance First. Always.
Every interaction is built for FDCPA, TCPA, HIPAA, CFPB, and SOC 2 compliance. Our system automatically maintains audit trails, consent logs, and call transcripts, ensuring complete regulatory protection.
FDCPA & Reg F adherence
Consent management & opt-out workflows
TCPA call frequency control
SOC 2 Type II certification in progress
PCI DSS–secure payment handling
How Automated Debt Collection Software Works
Contact
AI initiates outbound call or responds to inbound.
Verification
Confirms the right party and account details.
Negotiation
Discusses repayment plans with sentiment-adaptive dialogue.
Collection
Sends secure payment links & confirms completion.
Analytics
Updates CRM and compliance dashboard in real time.
Measurable ROI: Recover More, Spend Less
Higher Recovery Rate
Lower Operational Cost
Faster Response Time
Connect Seamlessly With Your Stack
CollectDebt.ai integrates with your CRM, payment gateways, and compliance tools. Whether you're using FICO Debt Manager, Salesforce, LexisNexis, or Stripe, integration takes less than two weeks.
FICO
Salesforce
LexisNexis
Stripe
Epic Resolute
QuickBooks
FICO
Salesforce
LexisNexis
Stripe
Epic Resolute
QuickBooks
Complete Visibility Into Every Interaction
Monitor real-time recovery rates, agent performance, and compliance metrics in one unified dashboard. Export audit reports, track sentiment trends, and identify coaching opportunities automatically.
Real-time Recovery Metrics
Track collection rates, revenue recovered, and payment trends live.
Agent Performance Analytics
Monitor AI agent effectiveness, call outcomes, and optimization opportunities.
Compliance Audit Trails
Automated logs and reports ensure regulatory compliance documentation.
Sentiment Analysis
Track debtor sentiment and engagement patterns to improve interactions.
Voice Conversational AI for Debt Collection
100% Call Coverage with Post-Call Analytics
CollectDebt.ai analyzes every conversation, not just samples, using AI post-call analytics to detect compliance risks, payment intent, and agent performance for 100% call coverage and real-time debt recovery insights.
Multilingual Voicebots for Regional Compliance
Our multilingual AI voicebots support English, Spanish, and regional languages, ensuring culturally relevant, FDCPA-compliant interactions that boost engagement and recovery rates across diverse markets and multilingual debtor bases.
Secure, SOC 2-Ready Infrastructure
CollectDebt.ai runs on a SOC 2-ready, HIPAA-compliant infrastructure with PCI DSS security, encryption, and audit logs protecting sensitive financial and health data during every automated debt collection interaction.
Deployment in 2–4 Weeks
Get fully operational within 2–4 weeks. Our team handles integration, compliance setup, and agent training to ensure a seamless AI debt collection launch with minimal downtime or disruption.
Transparent Pricing, No Hidden Fees
CollectDebt.ai offers clear, usage-based pricing with no setup or maintenance fees. You pay only for calls and recoveries, maximizing ROI while maintaining full transparency and predictable cost control.
AI vs Traditional Debt Collection: Why CollectDebt.ai Wins
| Feature | Traditional Collection | CollectDebt.ai |
|---|---|---|
| Response Time | 1–2 days | Instant |
| Recovery Rate | 30–40% | 60–80% |
| Compliance Monitoring | Manual | Automated |
| Cost per Account | High | 70% Lower |
| Availability | 9–5 | 24/7 |
| Customer Experience | Reactive | Proactive & empathetic |
Frequently Asked Questions
CollectDebt.ai uses voicebots and automation to contact debtors, verify details, and send payment links instantly, boosting recovery rates up to 60%.
Yes. CollectDebt.ai's AI agents negotiate payment plans, detect intent, and finalize settlements with full FDCPA and TCPA compliance.
AI automates reminders and personalized follow-ups, helping debtors pay sooner and cutting bad debt by up to 40%.
Yes. It connects with Salesforce, FICO Debt Manager, LexisNexis, QuickBooks, and Stripe for seamless workflow automation.
Absolutely. CollectDebt.ai ensures every call and message meets FDCPA, TCPA, and HIPAA standards with built-in consent tracking and audit logs.
Ready to Automate 100% of Your Collections?
See how CollectDebt.ai helps you stay compliant, recover faster, and scale smarter.